Insurance Focus,

An insurance Focus is a provider of commercial liability insurance. This is a broad type of insurance that provides liability insurance for your general business risks.

Types of insurance Commercial General

Liability is the specific name for a policy of this type in the United States insurance market. It is the first line of coverage that your business typically buys, and covers many of the common risks that can occur with any type of business, such as personal injury or property damage on company premises or as a result of your business. Such as surgery, personal injury and advertising damage and medical payments. As with other types of liability insurance, insurance normally imposes obligations on the issuing insurer to both defend and indemnify insured in respect of covered claims. insurance is generally categorized as an all-risk insurance policy, which provides cover for risks. Specific risks that are normally excluded from coverage include professional services, pollution, and directors and officers. Separate insurance policies are available to cover these situations for you.


Whether or not general liability insurance covers construction defects or faulty workmanship is a matter of debate as some insurers view poor workmanship as a risk covered by a bond rather than an insurance policy as a construction professional has some influence on whether or not occurrence of such a defect. Although in certain jurisdictions, component manufacturers are still subject to a commercial general liability policy if their part damages an end product, in this case, homeowners claiming damage to a home due to faulty windows.